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Caps – The recognized limit of an amount of money’s interest rate which can be amplified to an adjustable price home loan mortgage.

Foreclosure – It is a lawful course of action wherein collateral which has been pledged for a mortgage could be marketed in order to repay the bank loan In the event the borrower defaults.

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Co-signer – Somebody who willfully signs a mortgage settlement with the borrower and partly assumes duty of repayment of a personal loan.